01 · FEDERAL MM2H
Federal MM2H
Compare Silver, Gold, Platinum and SEZ / SFZ in one conditions-and-fees table.
| Item | SEZ Forest City | Silver | Gold | Platinum |
|---|---|---|---|---|
| Deposit (USD) | 65,000 50+: 32,000 | 150,000 | 500,000 | 1,000,000 |
| Home (MYR) | Johor rules | 600,000 | 1,000,000 | 2,000,000 |
| Home holding | 10 years; upgrade to a higher-value home excepted | |||
| Term | 10 years | 5 years | 15 years | 20 years |
| Minimum age | 21 | 25 | 25 | 25 |
| Annual stay | Under 50: 90 days in Malaysia; age 50+ exempt under the official overview† | |||
| Work / business | Not permitted | Not permitted | Not permitted | Permitted, subject to rules |
| Service fee (MYR) | 40,000 | 40,000 | 55,000 | 70,000 |
| One-off joining fee (MYR) | 1,000 | 1,000 | 3,000 | 200,000 |
| Processing (MYR) | Principal: 5,000; each dependent: 2,500 | |||
| Term renewal (MYR) | 300 | 1,500 | 3,000 | 5,000 |
| Dependents | Spouse, eligible children, parents and parents-in-law | |||
| Deposit withdrawal | Up to 50% after approval, for approved purposes | |||
Service charges include the prescribed taxes, duties and government charges; listed items are for reconciliation and must not be added automatically. † Official pages differ on stay requirements; confirm the applicable approval conditions.
Detailed conditions
- Eligibility
- Principal applicants must be at least 25, with nationality, medical, insurance and background requirements also applying.
- Annual stay
- For ages 25–49, the 90-day annual requirement may be met by the principal and/or dependents. The official overview lists an exemption for ages 50+, while the FAQ retains general 90-day wording; confirm the applicable interpretation and approval conditions before applying.
- Funds and property
- After approval, up to 50% of the deposit may be withdrawn for permitted local housing, education, medical and tourism purposes. Silver, Gold and Platinum participants must complete the home purchase within one year after pass endorsement. A ten-year property holding rule applies, with a qualifying upgrade exception.
- Family and work
- Eligible spouses, children, parents and parents-in-law may be included. Silver and Gold do not permit employment or business activity; Platinum is subject to the approved scope.
Forest City · SEZ / SFZ category
The Forest City SEZ / SFZ category has a renewable 10-year programme term. A qualifying home must be owned or purchased before pass endorsement, directly from the Forest City developer. The property threshold follows Johor's applicable property-acquisition rules and approval conditions.
These are Silver, Gold and Platinum thresholds. State rules on foreign property ownership also apply. Programme terms should be distinguished from individual pass issuance and renewal arrangements.
Fee inclusions and billing
SEZ Forest City
- Official service-charge rates
- MYR 40,000 · MOTAC operator guideline, clause 1.15: service charges include all taxes, duties and government charges.
- Payment stages
- Advance: up to MYR 8,000 (20%) · Clause 1.16: the balance may be paid after the application succeeds and the pass / documents have been printed.
- Participation
- MYR 1,000 · One-off, per principal; reconcile with the service-charge inclusions.
- Application processing
- Principal 5,000 · Each dependent 2,500 · As listed in the official category overview.
- Online application
- 500 per application, excluding SST · MOTAC notice effective 1 August 2025. Reconcile this with category processing charges against the official invoice before adding both.
- Pass and visa
- Pass 500 per year · Visa 0–50 · Published for sticker renewal within the programme term. Visa charges depend on nationality; pass charges follow each holder's approved duration.
- End-of-term renewal
- MYR 300 · For renewal after the maximum programme term, distinct from interim sticker renewal. Confirm family billing scope against the official payment notice.
Silver
- Official service-charge rates
- MYR 40,000 · MOTAC operator guideline, clause 1.15: service charges include all taxes, duties and government charges.
- Payment stages
- Advance: up to MYR 8,000 (20%) · Clause 1.16: the balance may be paid after the application succeeds and the pass / documents have been printed.
- Participation
- MYR 1,000 · One-off, per principal; reconcile with the service-charge inclusions.
- Application processing
- Principal 5,000 · Each dependent 2,500 · As listed in the official category overview.
- Online application
- 500 per application, excluding SST · MOTAC notice effective 1 August 2025. Reconcile this with category processing charges against the official invoice before adding both.
- Pass and visa
- Pass 500 per year · Visa 0–50 · Published for sticker renewal within the programme term. Visa charges depend on nationality; pass charges follow each holder's approved duration.
- End-of-term renewal
- MYR 1,500 · For renewal after the maximum programme term, distinct from interim sticker renewal. Confirm family billing scope against the official payment notice.
Gold
- Official service-charge rates
- MYR 55,000 · MOTAC operator guideline, clause 1.15: service charges include all taxes, duties and government charges.
- Payment stages
- Advance: up to MYR 11,000 (20%) · Clause 1.16: the balance may be paid after the application succeeds and the pass / documents have been printed.
- Participation
- MYR 3,000 · One-off, per principal; reconcile with the service-charge inclusions.
- Application processing
- Principal 5,000 · Each dependent 2,500 · As listed in the official category overview.
- Online application
- 500 per application, excluding SST · MOTAC notice effective 1 August 2025. Reconcile this with category processing charges against the official invoice before adding both.
- Pass and visa
- Pass 500 per year · Visa 0–50 · Published for sticker renewal within the programme term. Visa charges depend on nationality; pass charges follow each holder's approved duration.
- End-of-term renewal
- MYR 3,000 · For renewal after the maximum programme term, distinct from interim sticker renewal. Confirm family billing scope against the official payment notice.
Platinum
- Official service-charge rates
- MYR 70,000 · MOTAC operator guideline, clause 1.15: service charges include all taxes, duties and government charges.
- Payment stages
- Advance: up to MYR 14,000 (20%) · Clause 1.16: the balance may be paid after the application succeeds and the pass / documents have been printed.
- Participation
- MYR 200,000 · One-off, per principal; reconcile with the service-charge inclusions.
- Application processing
- Principal 5,000 · Each dependent 2,500 · As listed in the official category overview.
- Online application
- 500 per application, excluding SST · MOTAC notice effective 1 August 2025. Reconcile this with category processing charges against the official invoice before adding both.
- Pass and visa
- Pass 500 per year · Visa 0–50 · Published for sticker renewal within the programme term. Visa charges depend on nationality; pass charges follow each holder's approved duration.
- End-of-term renewal
- MYR 5,000 · For renewal after the maximum programme term, distinct from interim sticker renewal. Confirm family billing scope against the official payment notice.
Administrative items reconcile the service charge; included amounts must not be charged twice. Check service scope, dependents, later renewals and other items against the written agreement and official rules. Deposits and property capital are separate. Confirm whether medicals, insurance and transaction expenses are included.
02 · EAST MALAYSIA · SABAH
Sabah MM2H
Plan a home in Sabah through the Silver, Gold or Platinum category, each with its own deposit and residential commitment.
At least 30 days a year in Sabah
| Item | Silver | Gold | Platinum |
|---|---|---|---|
| Deposit | MYR 500,000 | USD 500,000 | USD 1,000,000 |
| Monthly income (MYR) | Single: 10,000 Family: 15,000 | Not specified | Not specified |
| Home (MYR) | 600,000 | 1,000,000 | 2,000,000 |
| Home holding | 10 years; replacement after 5 years must meet the category's minimum home price | ||
| Term | 5 + 5 years | 15 years | 20 years |
| Minimum age | 25 | ||
| Annual stay | 30 days in Sabah | ||
| Employment | Not permitted | Not permitted | Permitted, subject to rules |
| Processing (MYR) | 3,000 | 3,000 | 200,000 |
| Renewal (MYR) | 1,500 | ||
| Dependents | Spouse, eligible children, parents and parents-in-law | ||
| Deposit withdrawal | Up to 50% after 1 year, for housing, education or medical costs | ||
Detailed conditions
- Age and stay
- Principal applicants must be at least 25 and spend at least 30 cumulative days a year in Sabah.
- Silver income
- MYR 10,000 a month for an individual or MYR 15,000 with dependents. Additional financial evidence for Gold and Platinum follows the current checklist and approval conditions.
- Deposit and home
- After one year, up to 50% of the deposit may be withdrawn for approved housing, education or medical purposes. Property purchase and resale restrictions must be reviewed for the relevant category.
- Where you may live
- The official terms restrict residence to Sabah. Travel to Peninsular Malaysia requires Immigration approval. This pass should not be treated as unrestricted residence in the peninsula.
Eligible spouses, parents, parents-in-law and children may join, subject to insurance and medical checks. Apply through a local licensed agent. Silver and Gold do not confer work permission; Platinum follows the approved scope.
Silver's deposit is in MYR; Gold and Platinum are in USD. Silver requires a qualifying high-rise home. The 5 + 5 arrangement and other terms remain subject to approval and renewal conditions.
Fee inclusions and billing
Silver
- One-off processing
- MYR 3,000 · Per application; non-refundable.
- Subsequent renewal
- MYR 1,500 · The official tier page lists this renewal fee; approved duration and actual billing follow the authority's notice.
- Pass, visa and bond
- Confirm with Sabah Immigration · Processing is not the entire cost. Federal rates should not be substituted for Sabah's requirements.
Gold
- One-off processing
- MYR 3,000 · Per application; non-refundable.
- Subsequent renewal
- MYR 1,500 · The official tier page lists this renewal fee; approved duration and actual billing follow the authority's notice.
- Pass, visa and bond
- Confirm with Sabah Immigration · Processing is not the entire cost. Federal rates should not be substituted for Sabah's requirements.
Platinum
- One-off processing
- MYR 200,000 · Per application; non-refundable.
- Subsequent renewal
- MYR 1,500 · The official tier page lists this renewal fee; approved duration and actual billing follow the authority's notice.
- Pass, visa and bond
- Confirm with Sabah Immigration · Processing is not the entire cost. Federal rates should not be substituted for Sabah's requirements.
Itemise medicals, insurance, certification, agency services and property transaction costs. Keep deposits and property capital separate from fees.
03 · EAST MALAYSIA · SARAWAK
Sarawak S-MM2H
Build your plans around Sarawak, with optional property ownership. A fixed deposit and additional financial evidence are both required.
At least 30 days a year in Sarawak
| Item | Sarawak S-MM2H |
|---|---|
| Minimum age | 30 |
| Deposit (MYR) | 500,000 in a bank in Sarawak |
| Additional financial evidence | Monthly income: MYR 10,000 single / 15,000 with dependents Without such income: three months' savings balances of MYR 100,000 / 200,000, subject to approval |
| Home | Optional; from MYR 600,000 in Kuching Division, 500,000 elsewhere |
| Term | 10 years (5 + 5); new application after expiry |
| Annual stay | Principal: 30 days in Sarawak |
| Employment | No full-time work; approved part-time work in specified sectors, up to 20 hours/week |
| Business investment | Approved local joint venture; up to 49% ownership, minimum paid-up capital MYR 250,000 |
| Processing (MYR) | 5,000, one-off and non-refundable |
| Security bond (MYR) | 200–2,000, by nationality |
| Stamp duty (MYR) | 10 |
| Deposit withdrawal | Up to 50% after 1 year; Sarawak housing, vehicle, medical or children's education costs |
Detailed conditions
- Financial evidence
- In addition to the deposit: monthly pension/offshore income of MYR 10,000 for an individual or MYR 15,000 with dependents. Without that income, savings evidence of MYR 100,000 / 200,000 at each of the latest three month-ends may be submitted, subject to approval.
- Stay and home
- At least 30 days a year in Sarawak. Buying is optional; the guide lists MYR 600,000 in Kuching Division or MYR 500,000 elsewhere, subject to applicable property rules.
- Deposit withdrawals
- After one year, up to 50% may be withdrawn for approved local housing, car, medical or children's education costs. At least MYR 250,000 must remain.
- Application and family
- Apply through a local licensed agent or an eligible immediate-family sponsor. Check dependent eligibility against the official requirements.
- Part-time work and investment
- Full-time employment is prohibited. Professional part-time work in education, banking and securities, manufacturing or medical sectors requires state approval and is limited to 20 hours a week. Approved joint ventures with local partners permit up to 49% ownership, with minimum paid-up capital of MYR 250,000.
Maintain annual stays, the deposit balance, passport and medical requirements. Full-time work is not allowed; approved professional part-time work requires separate state permission.
Fee inclusions and billing
Sarawak S-MM2H
- One-off processing
- MYR 5,000 · Payable to MTCP Sarawak; processing follows payment and complete documents. Non-refundable.
- Security / personal bond
- MYR 200–2,000, by nationality / territory · Official examples: China 1,500; Hong Kong, Macau and Japan 1,000; Singapore 200. Show bond obligations separately from expenditure.
- Bond document stamp
- MYR 10 · Required on the bond form in the official application checklist.
- Pass, visa and renewal
- As billed by Sarawak Immigration · The current MTCP guide does not fully specify these rates. Federal programme fees should not be applied to Sarawak.
Itemise medicals, insurance, certification and agency services separately. The MYR 500,000 deposit is a capital requirement, not a government processing charge.
FAMILY & FUTURE
Choose a life, then a pathway.
Consider your intended home, property plans and family together. The deposit alone does not tell the whole story.
Is MM2H permanent residence or citizenship?
No. These are long-term residence/social visit pass arrangements with continuing conditions and extension or renewal requirements. Participation does not automatically confer permanent residence or citizenship.
Are federal, Sarawak and Sabah passes interchangeable?
They have separate applications and administration. Sabah's published terms expressly restrict the place of residence. Confirm cross-region residence and travel with the relevant immigration authority beforehand.
Can family members join?
Each programme has dependent provisions, but children's age, marital, study or employment status and parent eligibility differ. We review each family member against the selected programme.
Are the deposit and home price the entire budget?
No. Review government and pass fees, insurance, medicals, translation, certification, professional services and property transaction costs. Do not count items already included in the service charge again. Partial deposit withdrawals have timing, purpose and approval conditions, so plan cash flow accordingly.
Official references and review date
Reviewed on 17 September 2026. Current official rules, local property policies and individual approval conditions determine eligibility and outcomes.
Conatus Mobility provides advisory and coordination services independently of the Malaysian government. This is general programme information; the authorities determine eligibility and outcomes.
Plan your life in Malaysia.
Discuss your preferred location, family arrangements and funding plans with us.